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You may wish to consider getting free independent support. There are free independent third-party debt advice services such as MoneyHelper (see their Money Navigator Tool), StepChange and PayPlan who can discuss your current situation in confidence and help you find ways to manage your debts.
We’ve included details of some independent organisations who may be able to support you below.
| Support area | Organisation and help offered | Website | Phone number |
|---|---|---|---|
| Financial Support | Volkswagen Financial Services | customer.vwfs.co.uk/ContactUs/help | Freephone Tel: 0800 912 3558 |
| Money Advice Service provided by the Money & Pensions Service MoneyHelper joins up money and pensions guidance. They provide in-depth guides to help improve finances, tools and calculators to help keep track and plan ahead | www.moneyhelper.org.uk (See also their Money Navigator Tool) | ||
| National Debt line National Debtline are a charity that provides free and independent debt advice over the phone and online. They provide guides, fact sheets, budgeting tools and sample letters to help you write to your creditors | www.nationaldebtline.co.uk | Freephone Tel: 0808 808 4000 | |
| Step Change Debt Charity Stepchange offer free, flexible debt advice that is based on a comprehensive assessment of your situation | www.stepchange.org | Freephone Tel: 0800 138 1111 | |
| Pay Plan Pay Plan provide a friendly, bespoke and accountable free debt advice service and you can easily switch between communication channels | www.payplan.com | Freephone Tel: 0800 280 2816 | |
| Turn2us Turn2us are a national charity providing practical help to people who are struggling financially. They provide a benefits calculator and run a grant search to understand what you may be entitled to | www.Turn2us.org.uk | 0808 802 2000 | |
| Financial Conduct Authority The FCA regulate financial services firms and financial markets in the UK | www.fca.org.uk | ||
| Legal & general advice | Citizens Advice online Citizens Advice is an independent organisation specialising in confidential information and advice to assist people with legal, debt, consumer, housing and other problems | www.cas.org.uk/ | Search for your local Citizens Advice contact details. |